Mortgage meeting

Why Use Professional Home Loans

  • LMI Waiver for Certain Professions on 90% to 95% loans, saving up to $40,000
  • Specialise in helping Temporary Visa Holders, Australian Expats and non-Residents get home loan approvals
  • Experts in lending for Vacant Land, Rural Properties, and Construction
  • Fast, home loan approval process conducted over phone, videoconferencing, and email
  • Over 15 years’ experience in helping clients buy their first home
  • Competitive interest rate and deep discounts off standard variable rates for wide range of professionals

BOOK IN STRATEGY SESSION

Why Banks and Lenders Are Offering Better Home Loan Deals To Professionals

Certain banks and lenders have finally recognised that professionals offer then a better risk profile than the average borrower.

Professionals typically have stable employment, in-demand skills, and above average salaries.

For all these reasons, banks are willing to give better interest rates and/or other benefits, such as waived LMI, because they see you as a low risk.

How Much Can I Save On Lenders Mortgage Insurance (LMI)? (Example Only)

  • Property Value 5% Deposit 10% Deposit 15% Deposit
  • $600,000 $26,609 $14,743 $7,175
  • $800,000 $35,479 $19,657 $9,567
  • $1,000,000 $44,349 $24,572 $11,959
  • $1,200,000 $58,531 $32,404 $15,777
“Many lenders recognise a significantly reduced risk of default when lending to a professional. This allows them to waive the LMI fees other borrowers are required to pay”

“If you meet these four simple criteria, you may be eligible for a significant saving by waiving LMI”

What Types Of Professionals Qualify?

Certain professions have been specifically selected to qualify for these preferential loan offerings (subject to individual qualification requirements, of course).

If you fall outside one of the below categories, but believe your employment status still qualifies you as a “professional”, please also get in touch, because banks will consider applications on a case-by-case basis.

What Are The Other Qualifying Criteria?

To qualify for these for professional home loan products, these are the criteria you must meet:

  • I am an Australian Citizen, Permanent Resident or a medical practitioner on a Work Visa
  • I can provide evidence of qualifications/registrations required to practice in my field
  • I’m buying my own home or a residential investment property
  • The loan amount is a maximum of $2 million (or $5 million for medical practitioners)
*Please see pages specific to your profession for more information. You work hard for your money, so let your money work hard for you. In most cases, only a 10% deposit is required, and you won’t pay ANY Lenders Mortgage Insurance. You could save as much as $10,000-40,000, depending on your property purchase price.

What Our Clients Say

“Thanks again for making our lives so much easier!”

Thanks so much Justin for your help and invaluable advice. You made everything so much easier and therefore less stressful which is exactly what is needed when buying a house. We're just sorry we didn't come across MAP when buying our first house! We will not hesitate to recommend your services to anyone looking to buy a house. Thanks again for making our lives so much easier!

Lenny and Nicola

“I really appreciated your personal touch in our case, your always being available”

Tom, rest assured, when we hear of any of our acquaintances in need of a mortgage you are the one I'll be referring them to. We are very happy to have been working with you, not only because the result is good, but even more since Lisa and I really appreciated your personal touch in our case, your always being available, even for emails late at night and always taking the time to answer our every question. Kind regards, Lisa & Bas

Lisa and Bas

“He just made the whole process much less stressful”

We are extremely pleased with Craig's service. He just made the whole process of refinancing and applying for a new loan much less stressful. As we both work and have two kids there was no way of achieving the results on our own. Craig explained in easy to understand language the best way to set up our finances for maximum savings. We would definitely recommend Craig and will definitely be using Craig in the future. Thank you Craig!!!

Nelly and Jamie, Newington NSW

Free 30-Minute Finance Strategy Session For Professionals

Get Approved With A Lower Interest Rate & Save Up To $40,000 In Fees

 

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