We're Now Offering Discounted Interest Rates on Your Home Loan,
Plus Zero Lenders Mortgage Insurance On Loans Up to 90%.

Save Up To $40,000 Over Standard Loans


When Professionals Need Finance For Residential Property, Here’s Why They Turn To Professional Home Loans

We know that obtaining a home loan can sometimes be a hectic experience for time-poor professionals.

Now, certain banks are willing to come to the table and reward you for your professional qualifications and standing with these preferential benefits:

  • Deeper discounts off the standard variable rate than are typically offered to non-professionals
  • Borrow up to 90% of your home or investment property’s value with NO Lenders Mortgage Insurance (LMI) requirement.  Save anywhere from $10,000 to $40,000!
  • Fast, streamlined home loan approval, conducted over phone and email.

Professional Home Loans is one of only a small handful of brokers currently authorised by lenders to offer these preferential home loans to recognised professionals.

Contact us now or Call 1300 55 44 97 to discuss your situation and how we can help.

Why Banks and Lenders Are Offering Better Home Loan Deals To Professionals

Banks and Lenders Are Offering Better Home Loan Deals “Many lenders recognise a significantly reduced risk of default when lending to a professional. This allows them to waive the LMI fees other borrowers are requiredto pay”

Certain banks and lenders have finally recognised that professionals offer then a better risk profile than the average borrower.

Professionals typically have stable employment, in-demand skills, and above average salaries.

For all these reasons, banks are willing to give better interest rates and/or other benefits, such as waived LMI, because they see you as a low risk.

What Types Of Professionals Qualify?

What-Types-Of-Professionals-Qualify “If you meet these four simple criteria, you may be eligible for a significant saving by waiving LMI”

Certain professions have been specifically selected to qualify for these preferential loan offerings (subject to individual qualification requirements, of course).

If you fall outside one of the below categories, but believe your employment status still qualifies you as a “professional”, please also get in touch, because banks will consider applications on a case-by-case basis.

Qualifying professions include:

What Are The Other Qualifying Criteria?

To qualify for these loan products, these are the criteria you must meet:

  • I am an Australian Citizen, Permanent Resident or a medical practitioner on a 457 Visa ((including Pharmacist, Optomotrist, Vet, Dentists and Physiotherapist)
  • I can provide evidence of qualifications/registrations required to practice in my field
  • I’m buying my own home or a residential investment property
  • The loan amount is a maximum of $2 million (or $5 million for medical practitioners)

*Please see pages specific to your profession for more information. You work hard for your money, so let your money work hard for you. In most cases, only a 10% deposit is required, and you won’t pay ANY Lenders Mortgage Insurance. You could save as much as $10,000-40,000, depending on your property purchase price.

“Thanks again for making our lives so much easier!”
“Thanks so much for your help and invaluable advice. You made everything so much easier and therefore less stressful which is exactly what is needed when buying a house. We’re just sorry we didn’t come across you when buying our first house! We will not hesitate to recommend your services to anyone looking to buy a house. Thanks again for making our lives so much easier!”
– Lenny and Nicola
“I really appreciated your personal touch in our case, your always being available”
“Craig, rest assured, when we hear of any of our acquaintances in need of a mortgage you are the one I’ll be referring them to. We are very happy to have been working with you, not only because the result is good, but even more since Lisa and I really appreciated your personal touch in our case, your always being available, even for emails late at night and always taking the time to answer our every question.”
– Lisa and Bas
“He just made the whole process much less stressful”
“We are extremely pleased with Craig’s service. He just made the whole process of refinancing and applying for a new loan much less stressful. As we both work and have two kids there was no way of achieving the results on our own. Craig explained in easy understandable language the best way to set up our finances for maximum savings. We would definitely recommend Craig and will definitely be using Craig in the future. Thank you Craig!”
– Nelly and Jamie, Newington NSW

Professional Home Loans is one of a select few mortgage brokers authorised to provide these benefits.”

Most mortgage brokers simply aren’t allowed to offer these specialised loans to you – even if you meet all of the above criteria.

We’re different. We help professionals access these specialty loans every day – providing significant savings on unnecessary fees.

To find out how we can help you, contact us today for a Free 30-Minute Strategy Session.

There’s no cost and no obligation for the session. Our goal is to help you make an informed decision about your lending options and help you access the lowest rates.

ENQUIRE NOW   or call 1300 554 497

Why Choose Professional Home Loans

"You not only got the loan approved on time, but at a better rate! You are professional, honest, dedicated & obviously love what you do-your passion shines through & I look forward to doing all my loans through you from now on!"
"All credit goes back to you as you helped me make this all happen. I couldn’t thank you enough for the job excellently done."
Arlyn, Townsville

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