About Us

Meet our team:

Tom Luu

Director and Mortgage Broker

After completing his degree in Bachelor Engineering at Royal Melbourne Institute of Technology (RMIT), Tom worked in Information Technology industry in Australia and London for 4 years.

He returned to Australia and continued his studies and completed his MBA Swinburne Institute of Technology.

Tom than successfully started and operated businesses in the hospitality and beauty franchising industry.

During this period Tom grew an interest in the Finance Industry and started his property portfolio. Frustrated with incorrect advice with his Investment Loans and unreliable services from his current bank, Tom was referred to Professional Home Loans.

The best part of my role is “explaining complex financial concepts to clients so they understand what needs to be done and helping my clients implement solution-based strategies “

Tom has graduated with a Certificate IV and Diploma as a Mortgage Broker

Tom’s area of specialties includes: Off-the-plan purchases, First Home Buyers, Investment and construction loans, Lenders Mortgage Insurance waivers for medical, accounting, and legal professionals and Australian ex-pats on foreign income and temporary visa holders

Tom has helped clients all over the world including UK, Netherlands, UAE, Qatar, Hong Kong, Singapore, India, USA, the Philippines, Indonesia, and Australia. Tom is fluent in Mandarin, Cantonese and Italian.

Tom Luu holds the following memberships and qualifications:

  • Licenced with the Australian Securities and Investment Commission (ASIC)
  • Bachelor of Engineering
  • Full Member of the Finance Brokers Association of Australia (‘FBAA’)
  • Member of Australian Financial Complaints Authority (‘AFCA’)
  • Diploma of Finance and Mortgage Broking Management
  • Member of AFG, Australians largest mortgage broking aggregator
  • Australian Credit Licence Holder: Australian Finance Group Ltd
  • Australian Credit Licence Number: 389087
  • Australian Business Number: 93 610 520 646

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Michael Nguyen

Director and Mortgage Broker

After completing his degree in Business and Commerce in Hospitality Management at Western Sydney University, Michael worked at a small event management company and helped them grow to win tenders, he did this by creating new ideas and process to ensure all events planned went as smooth as possible, the largest event that Michael was a part of was Vivid Sydney.

As much as he enjoyed the Event Management Industry, there was just something missing in work, Michael wanted more responsibilities in his work and a connection to his clients.

Wanting a career change, Michael looked into becoming a Real Estate Agent as it was something he came close to doing after high school. After talking to some Real Estate Agents, he learnt that the relationship with clients was very transactional but there was something about helping others with owning property that he was attracted to.

This is when he first learned about the Mortgage Brokering Industry

The director of Professional Home Loans flew into Sydney after talking to Michael on the phone and interviewed him at Virgin Lounge.

Through hard work and persistence, Michael has graduated with a Certificate IV and Diploma in the last three years and is now a Mortgage Broker with the company

Michael believes in hard work and less talking, “Well done is better than well said

Michael’s area of specialties includes: First Home Buyers, Knock Down / Re-Builds, Investment Loans, Australian expats on foreign income and Temporary visa holders on 461 and 820

Michael has helped clients all over the world including Hong Kong, UAE, London, and Switzerland.

When Michael is away from the office, he enjoys cooking, fishing, playing rugby league and basketball

Michael Nguyen holds the following memberships and qualifications:

  • Licenced with the Australian Securities and Investment Commission (ASIC)
  • Bachelor of Business and Commerce
  • Full Member of the Finance Brokers Association of Australia (‘FBAA’)
  • Member of Australian Financial Complaints Authority (‘AFCA’)
  • Diploma of Finance and Mortgage Broking Management
  • Member of Connective, One of Australians largest mortgage broking aggregator
  • Australian Credit Licence Holder: Connective Credit Services
  • Australian Credit Licence Number: 389 328
  • Australian Business Number: 702 913 694 35

Free 30-Minute Finance Strategy Session For Professionals

Discover How To Get Approved With A Lower Interest Rate & Save Up To $40,000 In Fees

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Our Partners

Professional Home Loans works with many of the loan-providers that you know and trust. Our experience allows us to select the right home loan for your needs and achieve the most competitive rate available to suit your circumstances. We draw our loans from over 40 financial institutions throughout Australia. Our loan origination partners include:

  • Adelaide Bank
  • AFG Alpha
  • AFG
  • AMP
  • ANZ
  • Auswide
  • Bank Australia
  • Bank of China
  • Bank of Melbourne
  • Bank of Sydney
  • Bankwest
  • Bendigo Bank
  • Better Mortgage Management
  • Beyond Bank
  • Bluestone
  • Citibank
  • Commonwealth Bank
  • Heritage Bank
  • Funding
  • Granite Home Loans
  • Great Southern Bank
  • Health Professionals Bank
  • HSBC
  • ING Direct
  • La Trobe
  • Liberty
  • MA Money
  • Macquarie
  • ME Bank
  • MyState
  • NAB
  • Newcastle Permanent
  • Pepper Money
  • People’s Choice
  • Provident Capital
  • RedZed
  • Resimac
  • St George
  • Suncorp
  • Teachers Mutual Bank
  • uBank
  • Westpac

Free 30-Minute Finance Strategy Session For Professionals

Discover How To Get Approved With A Lower Interest Rate & Save Up To $40,000 In Fees

Enquire Now

Free Report

Get instant access to the free report: “The Professional’s Guide to Financing Australian Property”

We respect your privacy
Getting a home loan was really simple with Professional Home Loans.

“We went overseas during settlement and it was not a problem for them, everything went smoothly and I’m writing this from my new home! “

Jack Clancy

Physio
Well done you made it easy with no BS.

“Couldn’t ask for a better job – until next time (although no time soon, moving was awful). “

Accountant, Mick and Vanessa Renton

90% no LMI Brisbane, QLD.
No LMI for building home in Sydney as well as 90% LVR no lmi for investment proerpty off the plan in Newcastle.

“Professional Home Loans has provided us with a very professional service, communicating all the available options to us and in the process he has literally saved us $75k that we would have otherwise paid. They certainly go beyond the call of duty. “

Hamilton (Accountant) & Nyari (Doctor) Sydney

NSW
Working for QLD Health achieved 90% LVR no LMI at normal rates - From UK. Sunshine Coast, QLD

“We were able to get a loan at a good rate and avoid paying LMI which saved us several thousand dollars that we can now put towards other things. Very helpful and informative about all aspects of the process, not just the loan, which we really appreciated as it made the whole thing a lot easier for us.”

Craig and Louise (Medical Registrars)

Sunshine Coast QLD
On a contracting basis – she got paid roughly 70% of what she billed.

“We assisted Arlyn with a 90% Mortgage with No Lenders Mortgage Insurance payable so she could buy a house and land package Thanks so much. All credits goes back to you as you helped me make all this happen. I couldn’t thank you enough for the job excellently done. “

Arlyn (Doctor)

Townsville QLD