If you are Looking to Buy Vacant Land, Rural property or Wanting to Build, we can help you with a Home Loan

Land Buyers and Builders

Buying vacant land and building on it can be an attractive option for various reasons. Here are some of the key reasons to consider:

1. Customization: Building on vacant land allows you to create a property that meets your specific needs and preferences. You have the freedom to design the layout, choose materials, and incorporate unique features that align with your lifestyle and taste.

2. Location Choice: Vacant land often provides more flexibility in terms of location choices. You can select a plot in an area that suits your lifestyle, whether it’s a quiet suburban neighborhood, a rural retreat, or a bustling urban center.

3. Investment Potential: Buying vacant land in an area with growth potential can be a sound investment. As the surrounding community develops, the value of your land and property may increase, offering potential returns on investment.

4. Lower Initial Costs: Vacant land can be more affordable than purchasing an existing property, especially in desirable locations. This can help you get a foothold in a sought-after area without breaking the bank initially.

5. Energy Efficiency and Green Building: Building a new home from scratch allows you to incorporate energy-efficient features and green building practices. This can lead to long-term cost savings on utilities and contribute to environmental sustainability.

6. Avoiding the Hassle of Renovations: When you build a new property, you start with a clean slate, avoiding potential issues and costs associated with renovating an existing structure.

7. Building to Current Standards and Codes: A new construction is built to the latest building codes and safety standards, ensuring that your property meets modern requirements.

8. Tax Benefits: Depending on your location and the purpose of the property, there may be tax incentives or deductions available for new construction.

9. Sense of Accomplishment: Building your own home can be a fulfilling experience. It provides a sense of accomplishment and pride in creating a space that is uniquely yours.

10. Opportunity for Land Development: If you have a larger plot of vacant land, there may be opportunities for further development, such as building multiple units or creating a mixed-use property.

Despite these advantages, building on vacant land also comes with challenges, including obtaining permits, managing construction costs, and dealing with potential zoning or environmental restrictions. Before proceeding with a land purchase and construction, it’s crucial to conduct thorough research and work with qualified professionals such as architects, builders, and real estate agents to ensure a successful project.


Professional Home Loans is experienced in construction finance, low deposit land loans (up to 95%), and rural properties.

What is the next step?

With Professional Home Loans as your trusted mortgage partner, we specialise in navigating the complexities of buying vacant and rural land and obtaining construction loans. We understand the importance of securing the financing you need to achieve your homeownership dreams, and we’re here to guide you through the process every step of the way.

There is no cost for our service and absolutely no obligation.

Contact us online or call 1300 55 44 97 today to learn how we can help assist you with a home loan!

Contact us online or call 1300 55 44 97 today to learn how we can answer all your questions about getting a home loan on a Temporary Visa!

Free 30-Minute Finance Strategy Session For Professionals

Let us help guide you through the Home loan process.

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Getting a home loan was really simple with Professional Home Loans.

“We went overseas during settlement and it was not a problem for them, everything went smoothly and I’m writing this from my new home! “

Jack Clancy

– Physio
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Well done you made it easy with no BS.

“Couldn’t ask for a better job – until next time (although no time soon, moving was awful). “

Accountant, Mick and Vanessa Renton

– 90% no LMI Brisbane, QLD.
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No LMI for building home in Sydney as well as 90% LVR no lmi for investment proerpty off the plan in Newcastle.

“Professional Home Loans has provided us with a very professional service, communicating all the available options to us and in the process he has literally saved us $75k that we would have otherwise paid. They certainly go beyond the call of duty. “

Hamilton (Accountant) & Nyari (Doctor) Sydney

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Working for QLD Health achieved 90% LVR no LMI at normal rates - From UK. Sunshine Coast, QLD

“We were able to get a loan at a good rate and avoid paying LMI which saved us several thousand dollars that we can now put towards other things. Very helpful and informative about all aspects of the process, not just the loan, which we really appreciated as it made the whole thing a lot easier for us.”

Craig and Louise (Medical Registrars)

– Sunshine Coast QLD
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On a contracting basis – she got paid roughly 70% of what she billed.

“We assisted Arlyn with a 90% Mortgage with No Lenders Mortgage Insurance payable so she could buy a house and land package Thanks so much. All credits goes back to you as you helped me make all this happen. I couldn’t thank you enough for the job excellently done. “

Arlyn (Doctor)
– Townsville QLD