Home Loans for Pilots & Air Traffic Controllers | No LMI Up to 90% LVR
Why Choose Home Loans for Aviation Professionals
- Borrow up to 90% of the purchase price
- Save up to $40,000 over standard loans
- Competitive interest rates
- No cost, obligation service
Find out if you qualify, No Obligation!
Benefits of Home Loans for Pilots and Air Traffic Controllers (Aviation Professionals)
- No LMI Savings: Avoid LMI costs (up to $15,000 on a $500,000 loan at 90% LVR), enhancing your deposit flexibility.
- Fast Approvals: Our streamlined process delivers approvals in as little as 48 hours.
- Competitive Rates: Access some of the lowest rates available in 2025, starting around 5.75% (variable), per Canstar.
- Free Strategy Session: Book a no-cost consultation to explore your options with our experts.
Industry insights suggest financial planners save an average of $10,000 over 5 years with no LMI loans, according to [Mortgage Choice Insights](https://www.mortgagechoice.com.au).
Read our blog for the latest mortgage trends.
Benefits of Our Home Loans for Pilots
We provide a range of advantages to support pilots in achieving homeownership:
- Borrow Up to 90% LVR: Access loans up to 90% of your property’s value without the need for Lenders Mortgage Insurance (LMI).
- Competitive Interest Rates: Secure a loan with rates that align with your financial goals.
- Flexible Repayment Options: Choose a repayment plan that suits your professional lifestyle.
Eligility for LMI Waiver Home Loans for Pilots & Air Traffic Controllers
To qualify for no LMI home loans up to 90% LVR, Aviation Professionals must meet these criteria:
- Minimum 3 years’ professional experience
- At least 1 year of financially assessable income
- Accreditation with a recognized body: Hold valid license with Civil Aviation Safety Authority (CASA)
- At least 50% of assessable income derived from financial planning
What if I do not meet this criteria?
Don’t despair, because it’s likely we will still be able to help you. We may still be able to arrange a home loan up to 85% with no LMI premium payable.
What is Lenders Mortgage Insurance?
LMI premiums, like all insurance premiums, are priced based on the risk of the insured event happening. That is, the more likely that a borrower will default on the mortgage and the bank will suffer a loss, the more expensive the premium will be. See below explanation of LMI.
How to Apply
Getting started with Professional Home Loans is easy. Take these steps today:
- Submit your accreditation and income details.
- Get pre-approved within 48 hours.
- Secure your no LMI loan with our guidance.
Remember, only certain brokers are authorised to provide this special benefit.
Contact us online or call 1300 55 44 97 today to learn how we can help make your hard work and professional experience pay off!
With over 10 years of experience, we’ve helped hundreds of financial planners secure no LMI loans. Our 5-star rated advisors, Michael and Tom, ensures a personalized and efficient process. Explore Client Testimonials.
Free 30-Minute Finance Strategy Session For Professionals
Discover How To Get Approved With A Lower Interest Rate & Save Up To $40,000 In Fees
Frequently Asked Questions
Who qualifies for no LMI as a Pilot or Air Traffic Controller?
Pilots or Air Traffic Controllers with 3+ years’ experience, relevant licenses from Civil Aviation Safety Authority (CASA) or equivalent, and 50%+ income from the profession qualify for no LMI up to 90% LVR.
Can I get a loan above 90% LVR?
No LMI applies only up to 90% LVR. Beyond that, standard LMI rates may apply unless other waivers are available.
How much can I save with no LMI?
Savings vary by loan size—e.g., $15,000 on a $500,000 loan at 90% LVR. Contact us for a personalized estimate.
Testimonials
Tom has provided us with a very professional service, communicating all the available options to us and in the process he has literally saved us $75k that we would have otherwise paid. Being new the Australian property market it was imperative we found a broker that had the patience to answer the numerous questions we had be it by phone or email and sometimes outside normal working hours and that is exactly what we got from Tom. He certainly goes beyond the call of duty. Keep up the good work, Tom and we will no doubt be back in touch with you in the not too distant future.
Hamilton & Nyari
Finally, we were able to buy our own place in Sydney. THANKS to Michael. We were given the run around by various banks (we had a unique situation and despite good income and stable one, loan wasn't coming easy). When we almost finally gave up, we had nothing to lose and made one last call and it was to Michael. Our hopes were back in two days from there, and had our loan approved with in next few days. We appreciated all the prompt and helpful responses to all of our queries in relation to purchasing with a Temporary Visa. He even made a bank valuation possible in 24 hours or so. If we ever need help again with our finance, Michael will be the first person we would call. Kindest Regards, Anjuli & Kris
Anjuli & Kris Balachandran
Tom, rest assured, when we hear of any of our acquaintances in need of a mortgage you are the one I'll be referring them to. We are very happy to have been working with you, not only because the result is good, but even more since Lisa and I really appreciated your personal touch in our case, your always being available, even for emails late at night and always taking the time to answer our every question. Kind regards, Lisa & Bas
Lisa and Bas
Why Choose Professional Home Loans
Getting a home loan was really simple with Professional Home Loans.
“We went overseas during settlement and it was not a problem for them, everything went smoothly and I’m writing this from my new home! “
Jack Clancy
Well done you made it easy with no BS.
“Couldn’t ask for a better job – until next time (although no time soon, moving was awful). “
Accountant, Mick and Vanessa Renton
No LMI for building home in Sydney as well as 90% LVR no lmi for investment proerpty off the plan in Newcastle.
“Professional Home Loans has provided us with a very professional service, communicating all the available options to us and in the process he has literally saved us $75k that we would have otherwise paid. They certainly go beyond the call of duty. “
Hamilton (Accountant) & Nyari (Doctor) Sydney
Working for QLD Health achieved 90% LVR no LMI at normal rates - From UK. Sunshine Coast, QLD
“We were able to get a loan at a good rate and avoid paying LMI which saved us several thousand dollars that we can now put towards other things. Very helpful and informative about all aspects of the process, not just the loan, which we really appreciated as it made the whole thing a lot easier for us.”
Craig and Louise (Medical Registrars)
On a contracting basis – she got paid roughly 70% of what she billed.
“We assisted Arlyn with a 90% Mortgage with No Lenders Mortgage Insurance payable so she could buy a house and land package Thanks so much. All credits goes back to you as you helped me make all this happen. I couldn’t thank you enough for the job excellently done. “
“You not only got the loan approved on time, but at a better rate! You are professional, honest, dedicated & obviously love what you do-your passion shines through & I look forward to doing all my loans through you from now on!”
Linh