Home Loans for Financial Planners | No LMI up to 90% LVR
Why Choose Home Loans for Financial Planners
- Borrow up to 90% of the purchase price
- Zero Lenders Mortgage Insurance premium – save up to $40,000
- Competitive interest rates
- No cost, no obligation service
Benefits of Home Loans for Financial Planners
- No LMI Savings: Avoid LMI costs (up to $15,000 on a $500,000 loan at 90% LVR), enhancing your deposit flexibility.
- Fast Approvals: Our streamlined process delivers approvals in as little as 48 hours.
- Competitive Rates: Access some of the lowest rates available in 2025, starting around 5.75% (variable), per [Canstar Lender Data](https://www.canstar.com.au).
- Free Strategy Session: Book a no-cost consultation to explore your options with our experts.
Industry insights suggest financial planners save an average of $10,000 over 5 years with no LMI loans, according to [Mortgage Choice Insights](https://www.mortgagechoice.com.au).
Read our blog for the latest mortgage trends.
Who Qualifies For This Loan?
To qualify for no LMI home loans up to 90% LVR, financial planners must meet these criteria:
- Minimum 3 years’ professional experience
- At least 1 year of financially assessable income
- Accreditation with a recognized body (Holds valid AFSL)
- At least 50% of assessable income derived from financial planning
What if I do not meet this criteria?
Don’t despair, because it’s likely we’ll still be able to help you. We may still be able to arrange a home loan up to 85% with no LMI premium payable.
How to Apply
Getting started with Professional Home Loans is easy. Take these steps today:
- Submit your accreditation and income details.
- Get pre-approved within 48 hours.
- Secure your no LMI loan with our guidance.
Remember, only certain brokers are authorised to provide this special benefit.
Contact us online or call 1300 55 44 97 today to learn how we can help make your hard work and professional experience pay off!
With over 10 years of experience, we’ve helped hundreds of financial planners secure no LMI loans. Our 5-star rated advisors, Michael and Tom, ensures a personalized and efficient process. Explore Client Testimonials.
Free 30-Minute Finance Strategy Session For Professionals
Discover How To Get Approved With A Lower Interest Rate & Save Up To $40,000 In Fees
Frequently Asked Questions
Who qualifies for no LMI as a financial planner?
Financial planners with 3+ years’ experience, AFSL, CA, CPA, or equivalent, and 50%+ income from the profession qualify for no LMI up to 90% LVR.
Can I get a loan above 90% LVR?
No LMI applies only up to 90% LVR. Beyond that, standard LMI rates may apply unless other waivers are available.
How much can I save with no LMI?
Savings vary by loan size—e.g., $15,000 on a $500,000 loan at 90% LVR. Contact us for a personalized estimate.
Getting a home loan was really simple with Professional Home Loans.
“We went overseas during settlement and it was not a problem for them, everything went smoothly and I’m writing this from my new home! “
Jack Clancy
Well done you made it easy with no BS.
“Couldn’t ask for a better job – until next time (although no time soon, moving was awful). “
Accountant, Mick and Vanessa Renton
No LMI for building home in Sydney as well as 90% LVR no lmi for investment proerpty off the plan in Newcastle.
“Professional Home Loans has provided us with a very professional service, communicating all the available options to us and in the process he has literally saved us $75k that we would have otherwise paid. They certainly go beyond the call of duty. “
Hamilton (Accountant) & Nyari (Doctor) Sydney
Working for QLD Health achieved 90% LVR no LMI at normal rates - From UK. Sunshine Coast, QLD
“We were able to get a loan at a good rate and avoid paying LMI which saved us several thousand dollars that we can now put towards other things. Very helpful and informative about all aspects of the process, not just the loan, which we really appreciated as it made the whole thing a lot easier for us.”
Craig and Louise (Medical Registrars)
On a contracting basis – she got paid roughly 70% of what she billed.
“We assisted Arlyn with a 90% Mortgage with No Lenders Mortgage Insurance payable so she could buy a house and land package Thanks so much. All credits goes back to you as you helped me make all this happen. I couldn’t thank you enough for the job excellently done. “