If You’re An Optometrist You Already Qualify For Fast Home Loan Approval and Preferential Treatment…

For Optometrists who are Australian Citizens and Permanent Residents

  • Borrow up to 90% of the purchase price
  • Zero Lenders Mortgage
  • Discounted interest rates
  • No cost, no obligation service
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Mortgage Approvals Can Be Fast & Easy

Now, You Can Qualify for Discounted Interest Rates and Zero Lenders Mortgage Insurance Because of Your Profession.

If you’re an optometrist you may qualify for a home loan of up to 90% of the property value without the need to pay Lenders Mortgage Insurance. That’s right, just a 10% deposit and no LMI! Depending on the purchase price of the property you’re buying, that equates to a saving of between $10,000 and $40,000. Here at Professional Home Loans, we are one of a limited number of brokers who are authorised to offer this type of mortgage to optometrists.

Who Qualifies For This Loan?

Optometrists who demonstrate that they meet the following eligibility criteria:

  • You’ll need to be registered with AHPRA;
  • You’ll need to be an Australian Citizen or Permanent Resident;
  • Your property purchase must be either owner occupied or for investment purposes;
  • The maximum loan amount is $2 million;


What if I do not meet these criteria?

Don’t despair, because it’s likely we’ll still be able to help you. We may still be able to arrange a home loan up to 85% with no LMI premium payable.

Examples of optometrists using this policy

You could top up your existing home loan to 90% and pay no LMI. This would release surplus funds which you can then use to fund the 10% deposit plus costs on a new investment (or owner occupied) property. Providing the total transaction amount is below $2 million, you’ll have no LMI to pay. Not only that, we can source loan products specifically designed for optometrists. These include standard variable mortgages with package discounts, and fixed rate offers with features such as offset accounts and redraw.

Why are some banks waiving LMI for optometrists?

LMI is designed to protect the lender against the possibility of default by its mortgage customers. However, some lenders have realised the chance of you (as a professionally qualified and respected practising optometrist) defaulting is relatively low. Because of this, these banks are prepared to consider waiving the LMI premiums.

What is the next step?

Remember, there are only a limited number of firms authorised to offer you these valuable benefits. Here at Professional Home Loans we are leaders in this specialised area.

There is no cost for our service and absolutely no obligation.

Only certain firms are authorised to provide this special benefit. Call 1300 55 44 97 today to learn how we can help make your hard work and professional experience pay off!

Remember, only certain brokers are authorised to provide this special benefit.

Contact us online or call 1300 55 44 97 today to learn how we can help make your hard work and professional experience pay off!

Getting a home loan was really simple with Professional Home Loans.
"We went overseas during settlement and it was not a problem for them, everything went smoothly and I'm writing this from my new home! "
- Jack Clancy -Physio –
Well done you made it easy with no BS.
"Couldn't ask for a better job - until next time (although no time soon, moving was awful). "
- Accountant, Mick and Vanessa Renton – 90% no LMI Brisbane, QLD.
No LMI for building home in Sydney as well as 90% LVR no lmi for investment proerpty off the plan in Newcastle.
"Professional Home Loans has provided us with a very professional service, communicating all the available options to us and in the process he has literally saved us $75k that we would have otherwise paid. They certainly go beyond the call of duty. "
- Hamilton (Accountant) & Nyari (Doctor) Sydney, NSW
Working for QLD Health achieved 90% LVR no LMI at normal rates - From UK. Sunshine Coast, QLD
"We were able to get a loan at a good rate and avoid paying LMI which saved us several thousand dollars that we can now put towards other things. Very helpful and informative about all aspects of the process, not just the loan, which we really appreciated as it made the whole thing a lot easier for us. "
- Craig and Louise (Medical Registrars) Sunshine Coast QLD

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Professional Home Loans are Australia's #1 Specialists in Helping Professionals Get Fast Home Loan Approval, at a Great Rate.

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Get Your FREE Guide to Financing Australian Property, specifically for Optometrist

In this Guide, you’ll discover…

  • Why lenders will waive your LMI premiums
  • How to save up to $40,000
  • If you qualify for lower interest rates and no LMI